By: Owen Shotkoski When shopping for auto insurance, most people compare monthly premiums. However, one of the most important decisions you’ll make isn’t the price; it’s choosing the right liability coverage. If you live or drive around the Lake of…
By: Owen Shotkoski Fireworks are a big part of summer at Lake of the Ozarks, especially around the Fourth of July and other holiday weekends. Whether you’re hosting friends at your lake home or enjoying a show from your dock,…
By: Owen Shotkoski Summer is the most fun time to be at the Lake of the Ozarks. Whether you like to boat, fish, or just spend weekends at your lake home. With the fun times also come the storms that…
By: Owen Shotkoski The Lake of the Ozarks has become one of the Midwest’s most popular vacation destinations, with thousands of visitors booking short-term rentals through platforms like Airbnb and VRBO every year. Many owners assume their homeowners’ policy covers…
By Owen Shotkoski During the summer, docks at the Lake of the Ozarks take a beating due to the heavy boat traffic and constant use. When getting hit by everything, including wind and hail, vandalism, and all other perils, here’s…
By Owen Shotkoski Many homeowners at the lake assume that just because they have coverage for their home, their boat is automatically included with their homeowners’ policy. That assumption is only partially true, at the Lake of the Ozarks; boats,…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
I was recently asked this question by one of our Rock Island Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of…
Why do my auto insurance rates keep going up even though my car is getting older? At Rock Island Insurance, many of our clients ask this question so I would like to address it from a couple of angles. First…
